Transform Your Future into a life filled with Options rather than Obligations

"Your Money or Your Life!"

This is the way most Americans look at their personal finances. It's an ongoing battle between accumulating money or having a life.

But it doesn't have to be that way. There are proven systems that can guide you to both a sustainable current lifestyle and a better long-term life than you'll arrive at by default.

The default destination of 92% of Americans* is living a seriously diminished lifestyle in their later years, or working until they become disabled or die.

This is unacceptable!

We're best-selling authors and worldwide seminar leaders John Cummuta and Anthony Manganiello. We've dedicated nearly a combined half century to helping you avoid this sad ending through our proprietary systems for paying off debts, building wealth that generates Job-Optional Income, and building ongoing income through a business of your own.

But it's not just about you. We want to help you begin a legacy of increasing generational wealth for your children, your grandchildren, your great grandchildren, and so on…permanent and increasing generational wealth.

Yep...we have a system for that too.

And all this can be done without changing your cash flow or taking on any additional risk.

If that sounds interesting, we need to talk.


* National Institute on Retirement Security study

The SMART Wealth System

Discover how to build wealth and eliminate debt with the same the same time!

Become Debt Free

Debt doesn't have to stand in the way of your wealth accumulation. Kick it to the curb!

"Systems Are SMARTER Than Goals"

Goals are arbitrary destinations without the steps to get you there. Systems are the step-by-step process actions that – if followed – will get you to your goals and likely beyond them.

Goals produce desire…and frustration. Systems produce results!

Our financial and business systems not only teach you "Why to" change your default outcomes to more enjoyable destinations. They show you "How to" get there, step-by-step, including tools and mechanisms that will accelerate the journey.

Let us guide you there.