Category Archives: Personal Cash Flow

The Pay Yourself First Myth

In the late 1920s, George S. Clason wrote the classic story, The Richest Man In Babylon. That story was the origin of the personal finance strategy “Pay Yourself First.” This strategy has been taught by almost every personal finance guru since then.

On the surface, it is a decent strategy. However, a LOT has changed since then, and in the “Pay Yourself First” Myth video, you’ll discover how “paying yourself last” can help you end up with more cash!

I hope you enjoy it!

How Does Money Work

Have you ever wondered how money really works? You probably already know that you can work for money (which is probably where you are now) or it can work for you (which is where you want to be). But, did you know that – right now – money is probably working against you? Find out… Continue Reading

How To Budget Money Effectively [And Save a TON of Cash]

Did you know budgeting can cost you up to $1,000 or more each month? If you don’t, then you need to see my latest video. The 3 Cash-Flow Secrets in How To Budget Money Effectively [AND Save a TON of Cash] will show you how you’ve been using your budget all wrong. You’ll also learn… Continue Reading

How To Pay Off Debt Faster [AND Build A Stockpile Of Cash At The Same Time]

If you’re new to our “way of financial thinking” you need to see this video. If you’re a SMARTEST Wealth Veteran… then this will help provide you with a refresher of why you’re doing what you’re doing. How to pay off debt faster – build a STOCKPILE OF CASH – and SAVE THOUSANDS OF DOLLARS… Continue Reading

Boomers could crush the stock market, because…

Boomers could crush the stock market, because…

Millions of Baby Boomers are retiring every year, and as they start taking funds from their retirement accounts, they’re forced to sell stocks to withdraw cash. Basic economics tells us that, as the supply of stocks for sale on the markets increases, share prices are pressured downward. Supply and demand. As supply increases, with fixed… Continue Reading

Five Pillars of Retirement Income

Five Pillars of Retirement Income

Financial advisor, Michael Kitces, says, “The modern retirement portfolio will really rely on four pillars for retirement income – interest, dividends, capital gains, and principal.” Most Americans can add Social Security as a 5th retirement income pillar, and in this article, we’ll examine these 5 post-employment income sources, their tax consequences, and how they might… Continue Reading

I thought it was just a fable, but it’s true!

We’ve all heard the Aesop Fable about the Tortoise and the Hare. A hare ridicules a slow-moving tortoise until the tortoise challenges the boastful rabbit to a race. The hare soon leaves the tortoise in the dust, and is so confident of winning, he stops to take a nap. However, when the hare awakes, he… Continue Reading

Your Best Life Is in Your Bubble

Your Best Life Is in Your Bubble

When it comes to your money…it’s not really about the money. I’ve been an entrepreneur for 4 decades, and a personal finance author and educator for more than 25 years. I’ve seen money, and the pursuit of it, from every angle. My conclusion: it’s not about the money. It’s about the life you want to… Continue Reading