What does “WEALTH” mean to You?

What does “WEALTH” mean to You?

We, at SMARTEST Wealth Systems, love acronyms. So, for my high-level answer to this question, I’ll “Acronymize” it. Of course, wealth can mean many different things to each of us. It certainly involves more than money, although that’s most people’s immediate interpretation when the word is used. In this post, I’m going to list 5… Continue Reading

Are You Building a Life…Or Just Renting a Lifestyle?

Are You Building a Life…Or Just Renting a Lifestyle?

It was the mid 1980’s, and life was humming. I had a business that was paying me more in a month than many people were making in a year. I firmly believed I had achieved the American Dream. Ahh, the boundless confidence of inexperience. One Friday our business’ sole supplier called to tell us they… Continue Reading

Your Best Life Is in Your Bubble

Your Best Life Is in Your Bubble

When it comes to your money…it’s not really about the money. I’ve been an entrepreneur for 4 decades, and a personal finance author and educator for more than 25 years. I’ve seen money, and the pursuit of it, from every angle. My conclusion: it’s not about the money. It’s about the life you want to… Continue Reading

Could You Use A Little Clarity

When you look at your bank account, you should feel good about what you see. If you don’t, chances are you’ve been following traditional and popular financial strategies that haven’t evolved with our economy. Just think about the past 10 years alone, and how much has changed in that short timeframe economically. Yet, the “personal… Continue Reading

Suddenly My Dog Lunges For The Courtyard Gate!

Suddenly My Dog Lunges For The Courtyard Gate!

She’s spooked by someone hurrying past. It’s only Dr. Mark, my neighbor, hoofing it to his nearby practice to start another workday. The dog repeats her performance as a few cars drift by on our normally quiet street. So many people off to work. Not me. I’m sipping coffee and recording this drama for you.… Continue Reading

How to Increase Your Income

If I asked any group of Americans if they believe their lives would be better if they could increase their income, probably 90+% would respond, “Yes!” But, in the reality of our full financial lives, it’s not just how much money we make. It’s how much money we end up with that determines our financial quality of… Continue Reading

4 Keys to Saving for College

4 Keys to Saving for College

Are you kidding me? Pay for college OR get married? Pay for college OR buy a house? Pay for college OR save for the future? These are actual choices forced on significant numbers of Americans these days. A college education is VERY expensive! Today’s American college graduates carry a combined student loan debt of nearly… Continue Reading